55110 ZIP Code — Saint Paul, MN

Ramsey County, Minnesota

ZIP code 55110 is located in Saint Paul, Minnesota, within Ramsey County. It covers approximately 24.73 square miles and serves a population of 37,986 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 651.

About ZIP code 55110

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $327,700. Owner-occupancy is high at 77%, well above the national average.

The gap between median ($96,300) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 5% is below the national average. 36% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average.

Educational attainment is near the national average, with 43% of residents holding a bachelor's degree or higher.

Overall, ZIP code 55110 reflects a community defined by high homeownership and a significant Social Security-dependent population.

37,986

population

24.73

sq mi land

Standard

ZIP type

Central (CT)

timezone

55110 ZIP code map

Cities in ZIP code 55110

Below are the cities the US Postal Service accepts for ZIP code 55110. Using any city not on this list may result in mail delivery delays.

City	Status
Saint Paul	Acceptable
Saint Paul	Acceptable
Saint Paul	Preferred

Nearby ZIP codes

55115 Saint Paul (3.1 mi) 55127 Saint Paul (4.4 mi) 55038 Hugo (5 mi) 55109 Saint Paul (5.7 mi) 55126 Saint Paul (6.8 mi) 55128 Saint Paul (7.3 mi) 55082 Stillwater (7.9 mi) 55117 Saint Paul (8.1 mi) 55014 Circle Pines (8.4 mi) 55042 Lake Elmo (8.6 mi) 55112 Saint Paul (9.2 mi) 55130 Saint Paul (9.2 mi)

Demographics updated 05/2026

Population
Total population	37,986
Population density	1,536 / sq mi
State FIPS	27
County FIPS	123

Geography
Land area	24.73 sq mi
Water area	7.40 sq mi
Latitude	45.0939
Longitude	-93.0001
Timezone	Central (CT)
Area code	651

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	27.1%	36.7%	33.6%
$50k – $100k	30.3%	30.6%	31.5%
$100k – $200k	33.4%	24.8%	26.5%
Over $200k	9.2%	7.9%	8.5%

Demographics & statistics

37,986

Population

1,536

People per sq mi

43.5

Median age

$96,300

Median household income

$51,008

Per capita income

$327,700

Median home value

$1,429

Median monthly rent

77.1%

Home ownership

4.9%

Poverty rate

4.1%

Unemployment

12,545

Housing units

43.4%

Bachelor's or higher

Age distribution

Male Female

1,110

Under 5

1,141

959

5–9

986

1,353

10–14

1,391

1,147

15–19

1,178

694

20–24

713

2,181

25–34

2,241

2,200

35–44

2,262

2,139

45–54

2,198

1,434

55–59

1,473

1,663

60–64

1,709

2,295

65–74

2,359

1,071

75–84

1,101

487

85+

501

← Male

Female →

Age summary

Group	Count	%
Under 18	8,415	22.2%
18 and over	29,571	77.8%
65 and over	7,814	20.6%
Median age	43.5 years

Race & ethnicity

White 85.9%

Two or more races 3.9%

Asian 3%

Hispanic or Latino 2.8%

Other race 2.1%

Black or African American 2.1%

American Indian / Alaska Native 0.1%

Group	Count	%
White	33,568	85.9%
Two or more races	1,542	3.9%
Asian	1,189	3%
Hispanic or Latino	1,081	2.8%
Other race	831	2.1%
Black or African American	818	2.1%
American Indian / Alaska Native	38	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	27.1%	36.7%	33.6%
$50k – $100k	30.3%	30.6%	31.5%
$100k – $200k	33.4%	24.8%	26.5%
Over $200k	9.2%	7.9%	8.5%

Under $10k 1.7%

$10k–$15k 1.5%

$15k–$25k 3.3%

$25k–$35k 6.2%

$35k–$50k 8.7%

$50k–$75k 16.7%

$75k–$100k 13.8%

$100k–$150k 20.5%

$150k–$200k 14.0%

$200k+ 13.7%

Range	% of households
Under $10k	1.7%
$10k–$15k	1.5%
$15k–$25k	3.3%
$25k–$35k	6.2%
$35k–$50k	8.7%
$50k–$75k	16.7%
$75k–$100k	13.8%
$100k–$150k	20.5%
$150k–$200k	14.0%
$200k+	13.7%
Median income	$96,300

Housing

Home values

Under $50k 1.8%

$50k–$100k 0.3%

$100k–$150k 1.4%

$150k–$200k 6.8%

$200k–$300k 31.3%

$300k–$500k 44.0%

$500k–$1M 11.5%

$1M+ 3.0%

Housing overview

Metric	Value
Median home value	$327,700
Median rent / month	$1,429
Owner occupied	77.1%
Renter occupied	22.9%
Vacant	4.2%
Single-family detached	70.4%
Large apartment buildings	11.9%
Mobile homes	0.6%
Median rooms	6.7
Avg household size (owned)	2.52

Year built

Era	%
2020 or later	0.4%
2010–2019	3.9%
2000–2009	6.6%
1990–1999	12.3%
1980–1989	18.9%
1970–1979	14.5%
1960–1969	15.1%
1950–1959	16.0%
1940–1949	2.8%
1939 or earlier	9.4%

Bedrooms

Size	% of units
No bedroom (studio)	1.3%
1 bedroom	6.7%
2 bedrooms	25.8%
3 bedrooms	36.7%
4 bedrooms	22.3%
5+ bedrooms	7.2%

Vehicles per household

Vehicles	% of households
No vehicle	3.5%
1 vehicle	27.6%
2 vehicles	45.2%
3 or more	23.7%

Heating fuel

Fuel type	%
Utility gas	81.0%
Electricity	14.8%
Propane / LP gas	2.1%
Fuel oil	0.6%
Wood	0.2%
Solar	0.1%
No fuel used	0.7%

Households & families

Household type	Count	%
Married-couple family	8,136	52.9%
Cohabiting couple	1,166	7.6%
Male householder, no spouse	2,192	14.2%
Female householder, no spouse	3,895	25.3%
Households with children under 18	4,399	28.6%
Households with seniors (65+)	5,519	35.9%
Average household size	2.44

Marital status

Status	Male	Female
Never married	31.1%	24.7%
Married	55.6%	52.4%
Separated	2.2%	1.0%
Widowed	3.3%	8.4%
Divorced	7.9%	13.5%

Education

Less than 9th grade 1.0%

Some HS, no diploma 2.2%

HS graduate 21.1%

Some college, no degree 21.0%

Associate's degree 11.2%

Bachelor's degree 29.6%

Graduate / professional 13.7%

Metric	%
HS diploma or higher	96.7%
Bachelor's or higher	43.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	563	6.8%
Kindergarten	335	4.0%
Elementary school	3,680	44.1%
High school	2,068	24.8%
College / grad school	1,693	20.3%

Employment

Industry of employment

Education & healthcare 26.4%

Manufacturing 13.3%

Retail trade 9.9%

Professional & management 9.7%

Finance & real estate 8.3%

Construction 7.7%

Arts, food & hospitality 7.1%

Other services 5.1%

Transportation & utilities 4.3%

Public administration 4.1%

Wholesale trade 2.1%

Agriculture & mining 1.0%

Information 1.0%

Occupation

Category	%
Management, business & arts	48.5%
Service	14.4%
Sales & office	18.8%
Natural resources & construction	7.8%
Production & transportation	10.4%

Employment type

Type	%
Private sector	81.1%
Government	12.0%
Self-employed	6.5%
Unpaid family workers	0.4%

Commute

Method	%
Drive alone	76.1%
Carpool	6.4%
Public transit	0.8%
Walk	1.1%
Work from home	14.8%
Other means	0.8%
Avg commute (minutes)	23.9

Poverty

All people 4.9%

Under 18 years 6.3%

18 and over 4.5%

Married-couple families 1.5%

Female-led households 8.2%

Income support

Source	% of households
Social Security	35.9%
Retirement income	31.3%
Supplemental Security	2.7%
Cash public assistance	2.4%
Food stamps / SNAP	3.5%

Health indicators

Condition	%
Obesity	29.6%
High blood pressure	28.5%
High cholesterol	30.1%
Diabetes	8.3%
Heart disease	5.4%
Stroke	2.5%
Asthma	8.3%
Arthritis	22.5%
Kidney disease	2.5%
Pulmonary disease	4.6%
Cancer	7.3%

Behavior / access	%
Smoking	13.4%
Binge drinking	18.9%
No physical activity	16.2%
Less than 7 hrs sleep	25.6%
Depression	23.0%
Fair or poor health	9.4%
Poor mental health	12.6%
Poor physical health	7.9%
No health insurance	8.6%
Visited doctor (checkup)	71.0%
Visited dentist	73.9%
Cholesterol screening	91.2%
Teeth loss	7.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,982	6.7%

Disability	%
Any disability	11.3%
Under 18	4.9%
18–64 years	9.1%
65 and over	24.6%

Health insurance coverage

Type	%
Private insurance	81.3%
Public insurance	33.3%
No insurance	3.1%
Uninsured under 19	1.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	35,735	94.1%
Spanish	929	2.6%
Other Indo-European	538	1.5%
Asian & Pacific Islander	216	0.6%
Other languages	145	0.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	36,045	94.9%
Born in same state	35,775	94.2%
Born in different state	27,775	73.1%
Foreign born	270	0.7%
Naturalized citizen	1,941	5.1%
Not a US citizen	1,044	53.8%

Ancestry

Ancestry	Count	%
Italian	5,324	14%
Polish	3,967	10.4%
French	2,857	7.5%
Arab	1,142	3%
German	775	2%

Ancestry	Count	%
Dutch	587	1.5%
English	400	1.1%
Irish	151	0.4%
Norwegian	112	0.3%

Technology access

Metric	% of households
Computer access	40.5%
Internet access	95.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 55110

What city is ZIP code 55110 in?

ZIP code 55110 is primarily assigned to Saint Paul, Minnesota.

What county is ZIP code 55110 in?

ZIP code 55110 falls within Ramsey County, Minnesota.

Does ZIP code 55110 have a large retiree population?

36% of households in ZIP code 55110 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 55110?

The median home value in ZIP code 55110 is $327,700.

What is the population of ZIP code 55110?

ZIP code 55110 has an estimated population of 37,986 residents, with a density of 1,536 people per square mile.

What is the median household income in ZIP code 55110?

The median household income in ZIP code 55110 is $96,300, above the national median of ~$75,000.

What timezone is ZIP code 55110 in?

ZIP code 55110 observes the CST timezone.